Tools

Buy vs lease a car

Cash out minus leftover equity vs repeating a lease.

Purchase price Buy down payment Buy rate % Loan years Years you keep the car Resale value then Lease due at signing Lease payment Lease term months

Buy net is the cash you paid (down payment plus payments while you keep the car) minus equity (resale minus the remaining loan). Lease net repeats due-at-signing plus the lease payment, and a partial next term is prorated. Not a money-factor quote. The rate is whatever you type. Educational only. All Access stays behind the PayPal wall.